25
Signs It's Time to Switch Auto Insurance
Companies
Your
relationship with your insurance
company is based on trust.
You hand them money and they hand you
a promise written on a piece of paper.
For that to work, you need to have the
utmost confidence in your agent and
your company. When you feel like they
genuinely care about you and show you
respect, it’s possible to develop
a loyalty to a company that lasts for
years to come. But all too often, this
doesn’t happen and we ignore the
obvious signs to move on to greener
pastures. It’s time to start shopping
for a new auto insurance company if
. . .
Every
time you press the extension
for the claims department, all
you get is the dial tone.
When
you open your bill, under the
total it just says “One
arm. One leg.”
When
you gave the cop your insurance
information, he laughed.
You
tried to call your agent but
the number was disconnected.
Your
claims check was postdated .
. . for next year.
Their
motto is “We don’t
cover that.”
Your
agent was featured on America’s
Most Wanted for insurance fraud
and identity theft.
Your
agent refers to your sixteen
year old as his little jackpot.
Your
agency hours are from nine to
five . . . on the third week
of the month, only on days that
start with ‘T’,
but only when Mercury is in
Gemini.
You
can’t drive on the highway
because your policy doesn’t
cover you if you’re driving
more than thirty-five miles
an hour.
Your
insurance company’s spokesperson
is Britney Spears. They feel
that she most embodies the kind
of driver they’re looking
to insure.
The
parents of the kids in your
carpool all started driving
their kids to school themselves.
This happened right after you
mentioned your insurance company
at the last PTA meeting.
Your
policy’s down payment
was two hairs off a unicorn’s
head, a pot of leprechaun’s
gold and your first born child.
You’re
not sure what your agent looks
like or where his office is
located because he insists that
you meet in the park with your
payments. His note always says,
“Leave the money in the
bag behind the dumpster. If
you involve the cops, your policy’s
canceled.”
Someone
stole your car but brought it
right back. They saw your insurance
card in the glove compartment
and felt bad for you. They knew
you’d never get paid enough
to get another car.
You
call to tell your agent you
got a ticket and her response
is “Ka-ching!!”
They
think that gap insurance has
something to do with your teeth.
Your
insurance card is written on
a napkin from Burger King.
Your
insurance company’s mascot
is a talking cockroach.
The
CEO of your insurance company
is in jail for embezzling premiums,
insider trading and kicking
puppies.
Your
car wasn’t covered when
it got stolen from a parking
lot. Your agent said that most
cars get stolen from parking
lots and you shouldn’t
have parked it in such a high
risk area.
Your
hit-and-run claim was denied
because your company thinks
it was an act of God.
They
think a “discount”
is when they count your money
wrong.
They
canceled your policy because
you got a jay walking ticket.
Every
year at renewal time, your agent
flips a coin to decide if your
rate will go up. It’s
been years now and you pretty
sure it’s is a two headed
coin.
